Call anytime, year-round with any benefits issues or questions.
Call anytime, year-round with any health plan issues.
Your Health Benefits.
Medical Plans
3 comprehensive plan options including full Rx coverage
All 3 plans (A, B and C) are comprehensive and cover all that is required by law and many additional conditions. To see the complete list of covered conditions and services HERE.
You can search all three health plans (A, B or C) for all doctors and clinicians on the CareChat app HERE.
See a side-by-side comparison HERE.
Search for any medication and it's cost HERE.
Medical Cost Sharing Plan
WoW Healthshare is healthcare coverage for 1099 members only.
This plan is available to 1099 Cresa members ONLY. It is not health insurance, but instead, medical cost sharing. Like a traditional health plan, it covers primary care, labs, surgeries, imaging, prescription medications, urgent care, emergent care, and more. This plan includes dental, vision, and teletherapy care too.
Learn more about medical cost sharing HERE (link: www.mywowhealth.com/health-sharing)
This plan is only available to Cresa 1099 members.
Click HERE for costs.
Dental & Vision Plans
Nationwide coverage offered by Ameritas, VSP and EyeMed
Visit www.ameritas.com to find a dentist.
The 'Buy-Up Plan' has a higher maximum payment ($1,500) and orthodontia benefits.
Each plan has a different network of vision provider locations. Visit www.vsp.com or www.eyemed.com to search the networks.
Click HERE for costs.
Additional Benefits
Life Insurance, Disability, FSA, 401(k), Employee Assistance and more
FSA is flexible spending account and it allows the option of allocating before-tax dollars from your paycheck into an account (FSA) to cover many medical and dependent care costs. For more click HERE.
Cresa provides Basic Life insurance and Accidental Death & Dismemberment insurance to all eligible employees at no cost. The benefit includes a $50,000 benefit. You may also elect additional life insurance and AD&D insurance at a cost. For more click HERE.
Disability insurance is designed to cover a portion of your salary when you are unable to work due to a non-work-related accident or illness. These are available for a cost to all eligible employees. For more click HERE.
Employee Assistance Program (EAP) to help members navigate the tougher situations in life. You have access to Masters-level consultants by telephone or online. For more click HERE.
Commuter Benefits Program allows you to use pre-tax dollars to spend on commuter expenses like trains, buses and van pooling. Savings is estimated at 35%. For more click HERE.
401(k) Retirement Savings Plan allows you to set up several retirement savings modes. Cresa has a discretionary profit-sharing formula in which it can contribute to your savings plan. For more click HERE.
Family Forming Policy supports members who are looking to build a family in different ways. Working with a leading fertility firm, we offer member access to counseling, resources and a network of high-quality fertility clinics. Cresa will provide a subsidy up to $10,000 for services like IVF counseling, adoption, surrogacy. For more, contact Rosnely Barnes (rbarnes@cresa.com)
Paid Parental Leave is offered to eligible employees for the birth, adoption or foster care of a child. Eligible employees will receive up to 6 weeks of base salary. For more, contact Sharing Nathan (snathan@cresa.com).
Not Enrolled Yet?
Enroll on your own or one-on-one with our Benefits Concierge service.
Schedule a time to enroll with someone on our benefits support team.
They will walk you through each aspect of your benefits plans including all aspects of the medical plan, dental, vision, life insurance, disability and everything. At the end of your appointment, you can ask them to enroll you on the spot.
Other Health Resources
Coming Soon!
Topics will include
Medical Debt / Medical Bill - what to do?
Getting free or discounted care at Hospitals
Avoid Large Medical Bills - Do Not Sign the 'Financial Consent' for Treatment in the ER
Never Pay the First (Medical) Bill!
And more!
Benefits Concierge Phone Number
Benefits Concierge E-mail
Employee Navigator HR
You will receive a prompt response to any call or email between 9am-9pm EST.
BenEngage is a benefits support service hired by Employee Navigator. All Employee Navigator employees and family members will have access to this Benefits Concierge service throughout the year for any benefits-related question or concern. You may always call the Employee Navigator HR team with questions, but most questions can be answered by BenEngage.
Full Advocacy
With a personalized health plan card and ongoing plan advocacy, you can enroll with confidence.
Dedicated Support
You can email or call your Benefits Concierge to discuss any health benefits issue.
The Best in North America
According to professional analysts, we are the number one service provider in this region.
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